Meridian Trust Federal Credit Union Deploys Scienaptic’s AI-Powered Credit Decisioning Platform

NEW YORK–(BUSINESS WIRE)–Leading global AI-powered credit decision platform provider, Scienaptic AI announced that Meridian Trust Federal Credit Union has selected its AI-powered platform, enabling the credit union to augment its underwriting capabilities to make faster credit decisions, increase loan approvals and support the financial goals of its members.

Founded in 1954, Meridian Trust is a full-service credit union, offering members a full suite of financial products and services. With locations in Wyoming, Colorado and Nebraska, the credit union is committed to making life more convenient for its members and enhancing their experiences. By employing Scienaptic’s platform, Meridian Trust FCU is positioned to offer enhanced, automated credit decisions to help increase credit availability for its members.

“At Meridian Trust, we aim to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime,” said Michael Barnhardt Jr., Chief Lending Officer at Meridian Trust Federal Credit Union. “Scienaptic’s AI-driven credit decisioning platform will help ensure that our credit union has access to industry-leading underwriting capabilities to approve more loans for our members and further enhance their financial wellbeing.”

“We are pleased to be working with Meridian Trust to help support and strengthen the financing needs of its members,” said Pankaj Jain, President, Scienaptic. “Scienaptic’s platform will help Meridian Trust to grow their client base and to support the financial goals of its members by making faster credit decisions while minimizing risk.”

About Scienaptic

Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic’s AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster. For more information, visit


Augusta Bauknight

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